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Posted by: Kunaal Bhalla
Importance of Preparing a Budget when looking to purchase a home The homebuying process, especially for 1st time homebuyers is an exciting time for many people. The idea of purchasing a new home conjures up many emotions about the dreams and possibilities for the future. While this a happy experience for most, it can […]
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The question most often asked: ‘Is my mortgage portable?’ The answer most often given: ‘Yes.’ This answer is increasingly wrong. In reality you qualify to move ~80% of the balance… maybe. If you are thinking of: Moving (upsizing or downsizing) Locking a variable-rate mortgage into a fixed-rate product … you would be well served to […]
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Once your mortgage has been funded by your lender, you need to decide on how frequently you want to make your mortgage payments. Most people want to pay off their mortgage as quick as possible to save paying interest. We’ll discuss various mortgage payment options and then do the math by crunching mortgage numbers, keeping […]
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